Frequently Asked Questions

Third Party covers injuries or damage caused to other people or their property in an accident, but not damage caused to the insured's property or vehicle. Comprehensive Insurance covers damage or theft to the insured's vehicle, as well as injuries or damage caused to other people or their property.

Valid drivers license, National ID, Proof of ownership, Valuation Certificate, Road Worthy Certificate (for vehicles ten (10) years and older).
We require persons to be at least 18 years of age.
This is usually at the discretion of the company.
Yes. If the driver is under 25 years of age and/or has had a license for less than 2 years. In addition, accident history will be considered.
The first amount that must be paid by you the Insured towards a claim or loss being made under your policy.
Other FAQs
Usually when the vehicle reaches ten years old and annually thereafter but it may be required before if vehicle was involved in an accident.
Yes, all Credit Union members are entitled a discount.
Yes. Credit terms are available. (Special conditions apply)
Yes. Your private comprehensive policy allows for use of a rental vehicle up to seven (7) days under your policy.
Three to six months or longer depending on the circumstances of the accident and the level of investigations involved.

Nassco Limited - River Rd St Michael
Simpson Motors - Warrens St. Michael
Courtesy Garage - Wildey St Michael
Quality Motors - Walrond & Pinfold Sts Bridgetown St. Michael
McEnearney Quality Inc. - Wildey St Michael
M G Tucker & Co. Ltd. - Bay Street St. Michael
Acme Manufacturing Ltd - Cane Garden, St. Thomas
Auto Repair Centre - Strathclyde, St. Michael
Auto Surgeon Auto Services Ltd - Bridgecot, St. George
Benedict Graham - Long Bay, St. Philip
Blenman’s Garage - Mapp Hill, St. Michael
Bodyline Garage Inc. - Farm Tenantry, Speightstown, St. Peter
Carter’s Auto Clinic - Perry Gap, Roebuck Street, St. Michael
Corbin’s Garage - Collymore Rock, St. Michael
Downe’s Auto Body - Hothersal Turning, St. Michael
Drayton’s Garage - Lodge Road, Christ Church
Elite Garage - Gun Hill, St. George
Forde’s Auto (Tall Boy) - Maxwell, Christ Church
JEM Services - Bryan’s Road, Welchman Hall, St. Thomas
Jones’ Garage Ltd - Passage Road, St. Michael
Lynch Automotive Solutions - Vaucluse Factory Yard, St. Thomas
Trans-Tech Inc - Kendal Hill, Christ Church
United Commercial Autoworks Ltd - Roebuck Street, St. Michael
Yesuf Auto Clinic - Lakes Folly, St. Michael
Vehicle Inspection - Division of Licensing Authority (NOT MTW)
Zokel Automotive Services - Lot 4 Lower Estate, St. Michael