Personal Property

Home/Residential

Comprehensive Cover - Homeowners/Householders

A policy that provides financial reimbursement to the owner or renter of a structure and its contents.

Coverage includes but not limited to the following

Fire

Theft or larceny

Lightning and explosion

Flood

Malicious damage

Burst pipe

Falling trees

Impact damage

Catastrophe Perils
(such as hurricane, earthquake, volcano, etc.)

Additional benefits under the Comprehensive policy are as follows

Public Liability

Employers Liability

Personal Liability

Alternative Accommodation / Loss of Rent

Death benefit to the Insured

Fire Only cover

Coverage is available for ALL types of structures including timber houses.

All Risk

"All Risk" insurance covers accidental loss or damage to your contents. The Insured is required to provide a detail listing of all property including the make, model number, serial number and replacement value. Items which may be covered are jewellery, fine arts, musical instruments, video equipment, and other valuable and portable equipment.

Contractors All Risks /Houses Under Construction

Contractors All risks covers damage to property, such as damage to buildings and other structures being constructed or to the existing building in which the construction is being carried out. It may also cover liability for third party claims for injury and death or damage to third party property.

Building materials in a locked container are also covered.

Site Design By SE Technology